
Debt Settlement or Debt Negotiation offers an alternative to the commonly known ways of seeking debt relief.
Christian Credit’s Debt Freedom Program is designed to eliminate your debt. It's not a Bankruptcy and it's not Credit Counseling. It does however offer several advantages over them
First on the list of advantages is it offers a moral and honest attempt to pay back as much of your debt as is possible. Every person's case is unique and has a different reason for needing our service. Thus the percentage of savings is different with each client. Generally, a person can expect to eliminate their debt for approximately 65% (including fees) of the totally debt owed.
Next it keeps your debt situation private. Bankruptcy is “public record” and can be seen by anyone who wants to. It puts the courts in control of your debts. Credit Counseling Programs put the creditor in control.
Christian Credit’s Debt Freedom Program eliminates your debt in two to three years and allows you the flexibly of being debt free faster if you desire. A Chapter 13 bankruptcy is a five to seven year program. Credit Counseling programs are typically five years plus
Christian Credit’s Debt Freedom Program costs you less. The capital outlay is typically 65% (including fees) of what you owe. With Credit Counseling programs you could pay 140% of your debt or more
Christian Credit's Debt Freedom Program is flexible. In a Credit Counseling program when you can’t make the payment, you could end up starting all over. Also, your creditors could drop you from the program and not allow you back in. In a Bankruptcy , the courts control your money and what you can do with it.
In closing
Debt Settlement is not for everybody and is not an excuse to not pay your bills. To enroll in Christian Credit’s Debt Freedom Program, you must have a real hardship. This insures the best possible result for our clients when we negotiate with your creditors.